English to Russian Bus/Financial Management

Accident - event involving a Company Vehicle or any vehicle on company business (moving or non-moving) that results in a fatality or injury to a Philip Morris employee and/or third party. If no death or injury occurs, material damage arising from the following is also considered an accident:
- collision between vehicles in motion;
- collision with a stationary object;
- a non-collision accident that involves a Philip Morris driver overturning, spinning, skidding, and/or running off the road, jack knife.