Oct 8, 2021 00:55
2 yrs ago
10 viewers *
English term
maturity transformation
GBK
English to French
Bus/Financial
Finance (general)
Definition from
Money Week:
when banks take short-term sources of finance, such as deposits from savers, and turn them into long-term borrowings, such as mortgages.
Example sentences:
We quantify the gains from regulating maturity transformation in a model of banks that finance long-term assets with nontradable debt. (ResearchGate)
Even with limited maturity transformation there were frequent runs, as bank assets remained less liquid than their liabilities. The core of bank regulation (Calomiris and Watson 2014) was not capital requirements, requiring a difficult value assessment, but reserve requirements, which is easily verifiable. (World Economic Forum)
The debate on maturity transformation then focuses on comparing these benefits of maturity transformation with its role in creating fragility and moral hazard in the financial system. (macroresilience)
Proposed translations
(French)
| 4 +1 | transformation bancaire |
Francois Boye
|
Change log
Oct 1, 2021 10:53: changed "Kudoz queue" from "In queue" to "Public"
Oct 8, 2021 00:55: changed "Stage" from "Preparation" to "Submission"
Oct 11, 2021 23:54: changed "Stage" from "Submission" to "Selection"
Oct 18, 2021 01:55:
Nov 7, 2021 01:54:
Dec 7, 2021 01:54:
Proposed translations
+1
4 days
Francois Boye
United States
United States
United States
An economic geek with social skills
Native in: French 
Works in: English to French, French to English, Spanish to English, and 1 more.
Related KudoZ points
:
964
transformation bancaire
Definition from
revue banque:
La transformation bancaire a toujours consisté, pour les banques commerciales, à convertir l’épargne de court terme qu’elles reçoivent, en prêts d’une durée moyenne beaucoup plus longue.
Example sentences:
La transformation bancaire la plus élémentaire, c’est l’utilisation par les banques des ressources que leurs confient leurs déposants, le plus souvent à court terme ou à vue, pour les employer dans l’octroi de crédits à l’économie selon des échéances plus longues (Les Echos)
Le système bancaire fait appel à des ressources à court terme, qu'il replace en partie dans des prêts à long terme ou en titres d'État. Ainsi, une banque peut financer sa production de crédits immobiliers hypothécaires – dont la durée s’étale généralement sur 15/20 ans – en empruntant de l’argent tous les trois mois sur le marché interbancaire pour se refinancer. Elle finance donc la dette à long terme d’un particulier avec des ressources de court terme. (online)
Something went wrong...